ClearOps runs 24/7 NACHA compliance monitoring, real-time fraud detection, and autonomous risk scoring — so your team stops chasing problems and starts preventing them.
The 2026 rule changes tighten micro-entry validation, same-day ACH error resolution, and fraud detection requirements. Most payment teams are handling this manually — spreadsheet checklists, periodic reviews, and fingers crossed.
That's not a compliance program. That's a liability.
NACHA mandates error resolution within 5 business days for same-day entries. Most teams find out about violations after the fact.
Manual compliance = finding out after the regulator does.
Real-time monitoring of every ACH entry against NACHA rules — micro-entry validation, return rate thresholds, same-day settlement windows. Violations flagged the moment they occur, not after your monthly review.
ML models trained on real ACH fraud patterns — velocity attacks, synthetic company IDs,诈欺 micro-entry strategies. Every transaction is scored. High-risk entries are held before settlement, not after.
Every ACH entry gets a ClearOps risk score — a single number that tells your team exactly where to focus. No gut feelings, no guessing. The score updates in real time as behavioral patterns emerge.
ClearOps doesn't take lunch breaks, holidays, or sick days. It monitors continuously, flags anomalies immediately, and escalates only when human judgment is needed. Your payment ops run themselves.
ClearOps ingests ACH transaction data via API or file feed. Works with your existing gateway or processor — no ripping and replacing.
ClearOps profiles your typical transaction volume, return rates, and counterparty behavior. Within 48 hours, the baseline is calibrated to your risk profile — not a generic industry benchmark.
Real-time monitoring starts. NACHA violations are caught at the entry level. Fraud patterns are scored before settlement. Your team gets a daily digest of what matters — not a queue of everything.
"Every payment team in America is paying someone to stare at transaction logs and hope they catch fraud before it settles. That's not a job — it's a liability. ClearOps exists so that no compliance officer has to guess, and no fraudster gets through because the human was on lunch."
ClearOps was built for payment teams who are done hoping their manual processes are good enough. They aren't. The next $2.7B in fraud losses won't discriminate between companies that were watching and companies that were ahead of it.